Privacy Policy

Information We Collect

At kfhwebs, we collect various types of information to provide you with our budget planning and financial goal-setting services. This information helps us deliver personalized experiences and improve our platform's functionality. We believe in transparency about what data we gather and why.

How We Use Your Information

Your personal data serves several important purposes within our financial planning ecosystem. We use this information to create meaningful experiences that align with your budgeting needs and financial aspirations.

• Providing personalized budget recommendations based on your financial goals and spending patterns
• Sending you educational content about financial planning and budgeting strategies
• Improving our platform's features and user interface based on usage analytics
• Communicating important updates about your account or our services
• Ensuring the security of your account and preventing fraudulent activities
• Complying with legal requirements and regulatory obligations in Kuwait

Data Sharing and Third Parties

We take a careful approach to data sharing and only work with trusted partners who meet our strict privacy standards. Your financial information is never sold to third parties for marketing purposes, and we maintain strict controls over who can access your data.

In certain circumstances, we may be required to disclose information to comply with legal obligations, court orders, or regulatory requirements in Kuwait. We will always notify you of such requests unless legally prohibited from doing so.

Your Rights and Control

You have significant control over your personal information and how it's used on our platform. We respect your right to privacy and provide multiple ways for you to manage your data.

Data Security and Protection

Protecting your financial data is our highest priority. We employ industry-standard security measures and continuously update our protection protocols to safeguard your information from unauthorized access, modification, or disclosure.

Our security infrastructure includes encrypted data transmission, secure server environments, regular security audits, and access controls that limit data access to authorized personnel only. We also maintain backup systems to ensure your data remains safe and recoverable.

While we implement robust security measures, no system is completely immune to risks. We encourage you to use strong passwords, keep your login credentials confidential, and notify us immediately if you suspect any unauthorized access to your account.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and fulfill the purposes outlined in this policy. Different types of data have different retention periods based on legal requirements and business needs.

Account information and financial planning data are typically retained while your account remains active and for up to three years after account closure to comply with Kuwait financial regulations. Usage analytics may be retained longer in anonymized form for service improvement purposes.

When data reaches the end of its retention period, we securely delete or anonymize it according to industry best practices. You can request early deletion of your data by contacting our privacy team, subject to legal and regulatory requirements.

International Data Transfers

Our primary data processing occurs within Kuwait and the Gulf region. However, some of our service providers and backup systems may be located in other countries with strong data protection laws, including the European Union and other jurisdictions with adequate privacy protections.

When we transfer data internationally, we ensure appropriate safeguards are in place through contractual agreements, certification schemes, or other legal mechanisms that provide equivalent privacy protection to what you would receive in Kuwait.

Updates to This Policy

This privacy policy may be updated periodically to reflect changes in our practices, legal requirements, or service offerings. We will notify you of significant changes through email or prominent notices on our website at least 30 days before they take effect.

Minor updates that don't materially affect your rights may be implemented with shorter notice periods. We encourage you to review this policy periodically to stay informed about how we protect your privacy.